• Skip to primary navigation
  • Skip to main content
  • Skip to footer
My Home Loan Strategy

My Home Loan Strategy

  • The Mortgage Process
  • Loan Programs
    • Adjustable Rate Mortgages
    • Conforming Loans
    • Construction Financing
    • Fixed Rate Mortgages
    • FHA Loans
    • Jumbo Loans
    • Reverse Mortgages
    • USDA Loans
    • VA Loan
  • Credit FAQ’s
  • Refinance
  • Mortgage Calculator

The Mortgage Process

The Mortgage Process

Conversation

The first step is crucial and sets the stage for your home buying experience. You and your loan officer will discuss your short and long term financial goals so we can customize a loan strategy fit for you and your family.

Application

The goal of completing an application is to gather as much information possible so your loan officer can determine all the available loan programs available.

Pre-qualification

At this stage your loan officer will share how much home you can afford, what your monthly payment will be, and how much money you will need.

Documents

This is where we need your help! By submitting your income and asset documentation upfront allows us to fly through the underwriting process.

Find a Home

Once you find a home and the seller accepts your offer we’ll order an appraisal and begin processing and underwriting your loan.

Final Approval

The underwriter reviews the appraisal, and your income/asset documents to verify you meet all the conditions for final approval.

Closing Day

Our in-house closing department works with the attorney to assemble the final paperwork. Everything we do leading up to this point ensures a smooth and exciting experience. We want you to enjoy this moment as you receive the keys to your new home!

Apply Now

Footer

Bank of England
17250 Dallas Parkway
Dallas, TX 75248
Bank of England Mortgage is a division of
Bank of England. NMS 418481.
Member FDIC

Equal Housing Lender

Deborah Byrd
Mortgage Advisor
NMLS# 1043719
214-717-3483
DeborahByrd@BOEmortgage.com

Voted Best Mortgage Professional 3 Years Running

Five-Star Professional

CDLP Certified Divorce Lending Professional

Contact:

DeborahByrd@BOEmortgage.com
(214)717-3483
DeborahByrd@BOEtexas.com
17250 Dallas Parkway, Dallas, TX 75248

Links:

Privacy Links
CCPA Policy
Web Analytics Policy
Security
Preventing Identity Theft
USA Patriot Act
Need Credit Counselling
NMLS Identifier

Credit Bureas:

Experion
Equifax
TransUnion

Bank of England Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. Bank of England Mortgage may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at (214) 396-6450. This contact information is for accommodation requests only.


Bank of England Mortgage is a division of Bank of England and is not affiliated with any government agency. NMLS 418481. Member FDIC.

Equal Housing Lender Logo