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My Home Loan Strategy

My Home Loan Strategy

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FHA Loans

FHA Loans

FHA Loan Services

It is a fact: FHA loans have been helping borrowers like you become homeowners who achieve the American dream since 1934. Operating under the umbrella of the Housing and Urban Development (HUD), the Federal Housing Administration (FHA) insures the loan, so your lender can offer you a better deal.

FHA Loans

An FHA loan is a mortgage loan insured by the Federal Housing Administration (FHA). Lenders like BOE Mortgage work with FHA to help would-be first-time home-buyers buy a home with an affordable loan with a low down payment.

Would-be homeowners looking to enter the purchase game for the first time in their lives are perfect candidates for the FHA loan. You can buy your first home with a low down payment—as little as 3.5% of the purchase price. Most of your closing costs and fees can be included in the loan.

When an FHA Loan Makes Sense to You

If you have been challenged by economic events that rattled your core and have begun to rebuild your creditworthiness, you may be ready for another shot at home ownership through an FHA loan. This is also possible if they get a conventional loan. You don’t need to be a 1st time home buyer.

  • If you are a first-time home buyer looking at financing your first step toward achieving the American dream, home ownership is possible with an FHA loan.
  • If buying a ‘fixer-upper’ is just your speed, the FHA has a home loan called the 203K Renovation Loan that allows you to buy your ‘diamond in the rough’, fix it up, and include all the costs in one loan.
  • If you own a home in need of remodel or repair, you can refinance what you owe and build in the repair costs into one neat FHA 203K Renovation loan.
  • If you are interested in purchasing a manufactured or factory-built home, FHA offers two loan products structured to meet the land below.

BOE Mortgage can explain different types of FHA loans and explain how they work, then help you secure the funding that fit your unique needs.

At BOE Mortgage, you get one mortgage originator, one lender relationship, because we don’t believe you should have to re-explain your situation with every conversation.

*All loans are subject to underwriting or investor approval. Other restrictions may apply. This is not an offer of credit or a commitment to lend. Guidelines subject to change.

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Bank of England
17250 Dallas Parkway
Dallas, TX 75248
Bank of England Mortgage is a division of
Bank of England. NMS 418481.
Member FDIC

Equal Housing Lender

Deborah Byrd
Mortgage Advisor
NMLS# 1043719
214-717-3483
DeborahByrd@BOEmortgage.com

Voted Best Mortgage Professional 3 Years Running

Five-Star Professional

CDLP Certified Divorce Lending Professional

Contact:

DeborahByrd@BOEmortgage.com
(214)717-3483
DeborahByrd@BOEtexas.com
17250 Dallas Parkway, Dallas, TX 75248

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Bank of England Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. Bank of England Mortgage may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at (214) 396-6450. This contact information is for accommodation requests only.


Bank of England Mortgage is a division of Bank of England and is not affiliated with any government agency. NMLS 418481. Member FDIC.

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